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Factor4 · Available in the Clover App MarketFree custom card design50-card minimum

FACTOR4 · CLOVER APP MARKET PARTNER

Custom Gift Cards Built for Your Clover POS

Factor4 is a complete gift card program for Clover: physical cards, e-gift, and loyalty on one platform, activated and redeemed right on the Clover devices you already own. No new hardware, no long-term contract, and your first batch of custom-designed cards is typically selling within two weeks.

  • Physical + e-gift cards
  • Free custom design
  • Seven-day phone support
Call 484-471-3963

Trusted by 500+ merchants nationwide • No contracts • Free setup consultation

GET STARTED

Get Your Custom Gift Card Quote

Tell us about your business and we'll send pricing and design options within one business day.

No obligation. We'll contact you within 24 hours.

Trusted by Clover merchants nationwide

Trusted by Clover merchants nationwide

500+Merchants served
9Industries supported
50Card minimum order
$0Design fee, always

HOW IT WORKS

Live on Your Clover in Four Steps

No new hardware. No new merchant account. No long-term contract.

Request your quote

Tell us your business type and card volume. We send pricing, design options, and a straight answer on timing.

Approve your artwork

Our designers build your card around your logo at no cost. You review a digital proof and approve it before anything prints.

Install the Clover apps

Add the Factor4 Gift Card and Loyalty apps from the Clover App Market. Setup takes minutes on the terminals you already have.

Start selling

Sell cards in preset or custom amounts, check balances, and reload cards right from your Clover. Migrating an old program? We move the balances over.

WHAT YOU GET

One Program. Three Ways to Sell.

Physical cards, digital cards, and loyalty — all running on the Clover you already use.

Physical Gift Cards

Plastic cards designed around your brand, with a magnetic stripe that works on every Clover terminal. Order as few as 50.

  • Custom design, free of charge
  • Magnetic stripe — no new hardware
  • Full-color plastic
  • Low 50-card minimum
Get card pricing →

Loyalty Program

A points-based program that rewards the customers who already come back. Visits, spend, and redemptions all track inside Clover.

  • Points tracking on every visit
  • Rewards you define
  • Customer spending insights
  • Automated reward alerts
Add loyalty to your quote →

CARD DESIGN

Your Brand, Professionally Designed — At No Cost

Send us your logo. Our designers return a print-ready proof for your approval. There is no design fee, ever.

What's included

  • Custom design built from your logo
  • Digital proof before printing
  • Front and back artwork
  • Unlimited revisions until you approve

Already have artwork? Send it to artwork@factor4gift.com and we'll prep it for print.

Request Free Design Options

THE BUSINESS CASE

Why Gift Cards Pay for Themselves

Cash today for a sale tomorrow

A gift card sale puts money in your account before the product or service is delivered, which is the whole point of a prepaid program. A restaurant gift card bought in December is often redeemed in January or later, so the revenue lands during your slower season instead of your busiest one. That gap between purchase and redemption is working capital you didn't have to borrow.

Recipients spend more than the card is worth

Card recipients rarely spend the exact balance. Industry research points to 65% of gift card recipients spending 38% more than the value of the card (Source: Factor4 / industry research), which means the average redemption ticket is larger than a typical walk-in purchase. The same pattern shows up with coffee shop gift cards, where a redeemed card often turns into a repeat visit rather than a single transaction.

New customers, brought in by your existing ones

Every card you sell is handed to someone who wasn't already on your customer list. Birthdays, holidays, and thank-you gestures drive most spa gift cards purchases, while corporate and group gifting is a steady source of golf course gift cards. Either way, the recipient walks through your door because someone who already trusts your business sent them.

65%

of gift card recipients spend more than the card's value

Source: Factor4 / industry research

38%

more, on average, than the card's original face value

Source: Factor4 / industry research

Programs migrate from your current provider with balances intact.

Which industry are you in? →

WHY CLOVER MERCHANTS CHOOSE FACTOR4

Built by a Gift Card Company, Not a Side Feature

Gift cards and loyalty are all we do — and we're integrated directly into the Clover App Market as a trusted Clover ecosystem partner.

Native Clover integration

Our Gift Card and Loyalty apps live in the Clover App Market. Sell, check balances, and reload from the terminals you already own.

Design included

Custom cards built around your logo at no extra cost, with a proof before anything prints.

We move your old program

Switching providers? We migrate existing card balances so your customers never see a gap.

Multi-location ready

Cards work across every one of your locations.

Real people, real hours

Separate contacts for sales, technical support, and artwork. Phone support seven days a week.

No contract lock-in

Free setup consultation and no long-term commitment required to get started.

How we compare

Comparison of Factor4 against a generic gift card vendor and a DIY punch-card program
FeatureRecommendedFactor4Generic gift card vendorDIY / punch cards
Native Clover POS integrationYesNoNo
Custom card design includedYesExtra feeNo
Physical + digital cardsYesVariesNo
Balance check & reload on terminalYesVariesNo
Loyalty program includedYesVariesNo
Migrates your existing balancesYesVariesNo
Multi-location reportingYesVariesNo

TIMELINE

From First Call to First Sale in About Two Weeks

Typical timeline for a single-location merchant. Multi-location and rush orders are handled case by case.

Quote request

You tell us your card volume and goals, and we start pulling together options.

Day 0

Day 1

Pricing and design options sent

We send real pricing for your situation along with design directions based on your logo.

Artwork proof approved

You review a digital proof of the front and back of your card and request any changes.

Days 2–4

Days 5–10

Cards printed and shipped

Once you approve the proof, your cards go into production and ship to your location.

Apps installed, program live

The Clover apps are installed on your terminals and your program is ready to sell.

Day 10+

E-gift-only programs can live in as little as 48 hours.

Typical timeline — not a guarantee.

Gift Card Programs for Clover Merchants Nationwide

Wherever your Clover terminals are, Factor4 ships cards and supports your program. We work with merchants across the country, not just near our headquarters.

Running more than one site? See how multi-location and franchise gift card programs work — one balance at every location.

Cards ship anywhere in the US, and phone support runs seven days a week Eastern time.

PhiladelphiaNew YorkChicagoLos AngelesDallasHoustonBostonAtlantaMiamiPhoenixSeattleDenverSan DiegoAustinNashvilleCharlottePortlandMinneapolisTampaLas Vegas

…and every city in between.

CUSTOMER REVIEWS

What Clover merchants say

4.27 out of 5 · 23 reviews on the Clover App Market

Read all reviews on the Clover App Market
I just switched to VizyPay, and my card rep and the friendly team at factor 4 had my old gift cards transferred over to my new clover system by the next day. I was so worried that the old gift cards I purchased wouldn't be usable, but they worked great.

GAR

March 2022

Factor 4 has worked with us and helped with our transition to Clover! We are very grateful for their services!

The Paisley Pear Wine Bar

August 2021

Factor4 has a great team, when you call you actually get to speak with a human!!

Mr. C's Dugout

July 2021

We've always used F4 for gift cards. Very easy and efficient.

New York Bagel Shop

October 2021

Very easy to use. Really great service for customers.

New Nichole Nail Spa

October 2021

Been really satisfied with customer service so far. Thanks!

Vintage Banana

August 2021

Reviews are from verified Clover merchants on the Clover App Market.

FAQ

Questions Clover Merchants Ask Us

Still unsure about something? Call 484-471-3963 — a person answers.

Yes. Factor4's Gift Card and Loyalty apps install from the Clover App Market onto the terminals you already own. There's no new hardware to buy and no new merchant account to open. Our physical cards use a magnetic stripe that every Clover terminal reads.

Still have questions?

We're happy to walk through your specific situation before you commit to anything.

GET STARTED

Get Your Custom Gift Card Quote

Tell us about your business and we'll send pricing, design options, and a realistic timeline within one business day. No obligation, no contract required to ask.

  • Pricing for your actual card volume
  • Free custom design mockup
  • Straight answer on setup timing
  • Migration plan if you're switching providers

Request Your Quote

Tell us about your business and we'll send pricing and design options within one business day.

No obligation. We'll contact you within 24 hours.

Ready to Sell Gift Cards on Your Clover?

Free consultation. Free card design. No long-term contract.

No contracts • Free setup consultation • Support seven days a week

CallGet Free Quote